Join 500

You saw that right, $500!*

Switch to Everwise and earn up to $500 in the first year. Just follow these steps and wait for the cash to roll in. 

Open an Ultimate Checking account with direct deposit¹
Sign up for paperless eStatements
Use your debit card 15 times per month
Earn dividends up to $300 a year²

Powering the confidence to reach your dreams. 

$500 is a nice bonus but Everwise Credit Union offers so much more! We want to help you grow, because when you are financialy confident then taking those first steps towards your dreams can be less scary. What does financial confidence look like for you?



Reach your full confidence.

Confidence in a partnership

Putting people in control of their financial futures has always been central to what we do. No matter your story or your money savvy, we’re dedicated to providing the services, technology, and guidance you need to feel confident in your decisions, and in the people helping you make them.

Confidence in your nest

Stepping through the doors of your dream home, or even your first home, can seem like a far away fantasy. Find the right mortgage solution from our many loan products along with a competitive rate. Not sure where to start? Our friendly Mortgage Originators can help guide you through the process. 

Confidence in the future

It's difficult to juggle building your savings while paying down debt. We are here to help you get started with certificates, learn more with free guidance, and make savings easier with automated Round-Up Savings. 


Take the first step towards your financial confidence.

Personal service that inspires confidence.


Everwise is always welcoming and efficient. Whether in person, drive-through, or on the phone, the service is great

- Jo c.


Love the personal attention and help that I get! The staff is always willing to help which is wonderful! Thanks Everwise!”

- Kelly B.


I appreciate the high level of service I've come to expect. Keep it up, and thank you for providing me and all other members with your high standards.”

- Tracy D.

Here’s how to earn $500* in your first year:

First earn a $200 bonus:

  1. Join and open an Ultimate Checking account with direct deposit.

Then earn over $300 extra every year2:

  1. Sign up for eStatements
  2. Use your Everwise debit card 15 times each month
  3. Earn dividends that can add up to $300 a year


Confidence in a checking account





*$500 earnings are based on meeting the requirements detailed below in addition to receiving a 3% APY ($300) on the average daily balance up to $10,000 for 12 months. APY = Annual Percentage Yield. Subject to membership requirements.

1 $200 Checking Bonus: A) Open an Ultimate checking account between September 25, 2023, and November 30, 2023, using or mentioning promo code Join500. B) Have a monthly Direct Deposit(s) of $500 or more into your Ultimate checking account, with the first direct deposit by January 12, 2024. When all requirements are met, the $200 bonus will be credited to the new checking account on or before the close of the next full statement. Members without a checking account are eligible. Limit of one new checking account bonus per membership. You may receive an IRS tax form 1099-INT for the cash incentive.
2 Ultimate Checking: A monthly account fee of $10 will be charged, however this fee is waived if during the statement cycle you are enrolled in eStatements and complete at least 15 Everwise debit card non-ATM transactions, each equaling $5 or more on this account between the 21st day of the prior statement month and the 20th day of the current statement month. If the requirements to avoid the monthly account fee are not met, no dividends will be paid.
Routing Number | 271291826