Love your car, not your payment?
Rates as low as 5.89% APR* (60 months).
Apply in minutes!
- Estimate your savings using our Auto Refinance Calculator.
- Apply online or at a branch.
- Upload your documents.
- Get a decision.
Everwise Credit Union has been very accommodating and helpful. That's very rare to find in this day and age. I appreciate their kindness, helpful management, and support.
Everwise provided a fixed rate mortgage that has freed us up to be able to save for college or trade school for our children. It also has made paying bills easy and safe.
The people are what truly make a company great, and their staff is amazing. I love the purple too. 💜
APR = Annual Percentage Rate. Rates effective as if 3/9/2026. Actual APR will vary based on borrower’s credit worthiness and underwriting factors. Auto loan refinance not intended for purchase transactions, only refinancing of auto loans. Everwise auto loans are eligible for refinancing if at least $5,000 in new money is added to the refinanced loan amount, at least 6 payments have been made on original auto loan and loan to value is sufficient.
What documents will I need to refinance my car?
What documents will I need to refinance my car?
The following documents will likely be required:
- Vehicle registration
- Valid driver’s license
- Proof of active auto insurance policy
- Make, model, year, and VIN number
- Payoff letter from your current lender
*APR = Annual Percentage Rate. All loans are subject to credit approval and membership eligibility requirements. Borrower must be a resident of Indiana or Michigan. All credit union programs, rates, terms and conditions may change without notice. Actual APR will vary based on borrower’s credit worthiness and underwriting factors.
Auto loan refinance not intended for purchase transactions, only refinancing of auto loans. Everwise will not refinance Everwise auto loans under this special promotion.
Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.