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Love your home even more this spring.

Use your home's equity to tackle big projects with confidence.
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Financial guidance

Banking built around you.

As a member-owned credit union, Everwise puts people first, helping Indiana and Michigan residents save more, borrow smarter, and feel confident about their money.

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Competitive rates

Potential to earn more on deposits and pay less on loans.

Personal guidance

Real people with real answers, when you need them.

Expanded access

700+ no-fee ATMs locally, plus nationwide access when you need it.

See how far your money can go

Featured rates

Earn 3.00% APY* on Max Checking

Checking

As high as 4.00% APY* on Certificates

Certificates

As low as 6.75% APR* on a HELOC

Learn more

As low as 5.75% APR* on Auto Refinancing

Vehicle Loans

* Annual Percentage Yield. Annual Percentage Rate.

What our members think

We put people first.

The employees who work at Everwise are stellar! The service is swift and interactions with your staff are always pleasant. The staff demonstrate they are interested in their members and they always ask how they can best assist us.

-Bruce K., Granger, IN

I have been a member of Everwise since the first year I was born. My dad was a school teacher. I even worked there for six years in the 1980's. I have had a lifetime of loans, mortgages, and credit cards! I would recommend Everwise to anyone.

-Karen B., Walkerton, IN

I'm very happy with Everwise and their online services. I love being able to deposit checks with my phone, which saves an hour drive to the branch. It's very easy and convenient. 

-Donna S., North Manchester, IN

Talk to a real financial expert.

We take the time to understand your goals and help you make confident decisions, whether you meet with us in a branch or online.

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Financial education

Knowledge that builds confidence.

Explore blog articles
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Home Buying

How much house can I afford?

Owning a home is about having a place to call your own. But in a market with changing rates and prices, the financial side can feel heavy. You might find a house you love, plug the numbers into a calculator, and see a monthly payment figure. But does that number tell the whole story?

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Fraud Awareness

Shop smart: 7 Amazon scams to watch for

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Is your checking account still working for you?

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Financial Guidance

Improve your cash flow with these simple steps

Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.