Simply Checking
With an Everwise cash-back debit Mastercard®, zero monthly fees, and fast money transfers, Simply Checking is a great choice for teens 14 and up.
Open Simply CheckingStudent-friendly features:
Students 18 and up can easily open their account online. For teens 14 to 17, bring a parent or legal guardian to your local Everwise branch to get started.
Open Simply CheckingOpen at a BranchGreenlight debit card & money app
Whether it’s an allowance or a first paycheck, Greenlight helps kids of all ages learn money basics—on their own terms, with parental support. And with free² Greenlight access, your whole family stays connected.
Student-friendly features:
Parent-friendly features:
At Everwise, we put you first.
Don’t just take our word for it—see what our members have to say:
"Every Everwise employee I’ve met with has been very helpful and personable, and made me feel like a valued member."
"Everwise provided a fixed rate mortgage that has freed us up to be able to save for college or trade school for our children... We couldn't be happier with their service and dedication."
"I have banked with Everwise for years, and it is incredibly satisfying to have an institution that genuinely supports all of my needs. This level of dedication and service is exactly why I continue to bank with Everwise."
A first debit card and checking account is a big deal.
With Simply Checking or Greenlight, students (and their parents) can become more financially confident through simple, secure, and supportive banking.
FAQs
No. You can connect Greenlight to a parent or guardian checking account in order to fund it.
Opening both a Simply Checking and a Greenlight account is a great way to set your child up for financial success. Greenlight helps them build confidence managing money—so when they’re ready to use their own checking account, they’ll feel more independent and in control.
Just deposit paychecks into an Everwise checking account that’s linked to your child’s Greenlight account. You can easily transfer money into the Greenlight app or set up automatic transfers to keep things simple and stress-free.
Enjoy Greenlight for free—just setup your Everwise checking account as the funding source.
Simply Checking comes with an Everwise Debit Mastercard® thats offers 0.25% cash back on all purchases. Great for more independent teens and students who want access to thousands of ATMs nationwide and early pay.
Greenlight Mastercard® debit card comes with access to the Greenlight app. The free version does not include cash back but does offer many features for parents to help guide their kids to financial confidence.
Your child can still use their Student Rewards checking account and link that or a parent checking account to Greenlight. We encourage you to switch to the Simply checking account for the early pay and cashback features. Easily switch over by visiting your local Everwise branch.
Subject to membership eligibility requirements. All credit union programs, rates, terms and conditions are subject change without notice.
¹ Everwise Debit Mastercard rebate: Earn 0.25% cash back (Simply Checking) on purchases made with your Everwise Debit Mastercard. Rebates are redeemable once the total reaches $30 within the calendar year, with a maximum of $5,000 per year. After 8/1/2025 the total reduces to $10 to redeem rebate. ATM transactions and cash advances are not eligible for cash back.
² Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Everwise Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Everwise checking account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer subject to change and partner participation.