Earn more with Everwise Checking.

Earn cash-back on every debit card purchase.²

Get paid up to 2 days early.³

Earn 3.00% APY**

(with a Max Checking Account)

Subject to membership eligibility requirements. All credit union programs, rates, terms and conditions are subject to change without notice.

* $250 Checking Bonus offer effective 7/1/2025. Open an eligible checking account online or at a branch using or mentioning promo code Get250. Then, within 60 days of account opening, complete the following actions: A) Enroll in eStatements using mobile or online banking. B) Make at least ten (10) Debit Mastercard purchase transactions. C) Make electronic deposit(s) of $500 or more to your new checking account. When all requirements are met, the $250 bonus will be credited to the new checking account on or before the close of the next full statement. Bonus not available to members with an existing checking account, or members that have had a checking account closed within the last 12 months. Limited to one bonus per member, regardless of the number of checking accounts opened. Members who have received a new checking bonus previously are not eligible to receive an additional checking bonus. Eligible Accounts: Simply, Plus, and Max checking accounts. Bonus is considered income. You may receive a 1099-MISC form.

** APY = Annual Percentage Yield. APY(s) accurate as of last dividend declaration date.

¹ Account fees:  Simply Checking: No monthly account fee. Plus Checking: $10 monthly account fee, waived with $2,000 in electronic deposits or an average balance of $2,000 per month. Max Checking: $20 monthly account fee, waived with $4,000 in electronic deposits or an average balance of $4,000 per month.

² Debit Mastercard rebate:  Earn 0.25% cash back (Simply Checking) or 0.35% cash back (Plus and Max Checking) on purchases made with your Everwise Debit Mastercard. Rebates are redeemable once the total reaches $10 within the calendar year, with a maximum of $5,000 per year. ATM transactions and cash advances are not eligible for cash back.

Platinum Debit Mastercard Guide to Benefits

³ Early Pay:  Simply, Plus, and Max checking accounts may receive certain ACH credit transactions, up to two days prior to the final scheduled settlement date. Early availability is considered provisional credit, is not guaranteed by any specific time of day, and depends on submission by the payor, fraud prevention checks, and account limits. Early Pay is not a guaranteed service.

⁴ ATM fee waivers:  Everwise members have access to surcharge-free Alliance One and CO-OP ATMs nationwide. A $2.50 out-of-network (foreign) fee is applied by Everwise to transactions at non-Everwise ATMs. Everwise waives this fee for Alliance One and CO-OP network transactions made within Indiana. Plus Checking: up to two Everwise fees waived per month at out-of-network ATMs. Max Checking: up to four Everwise fees waived per month at out-of-network ATMs.