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Best for | Everyday spenders, those new to banking, and anyone who wants a stress-free banking option | Busy professionals, frequent cash users, or those looking for added perks | Savers, planners, or members that tend to keep higher balances in their accounts |
Monthly fee1 | $0 | $0 or $10 | $0 or $20 |
Monthly fee waiver | Waived with $2,000 in average monthly balance or $2,000 in electronic deposits | Waived with $4,000 in average monthly balance or $4,000 in electronic deposits | |
Minimum to open |
$0
|
$0
|
$0 |
Cash back on debit card purchases 2 |
0.25%
|
0.35%
|
0.35% |
Get paid up to 2-days earlier 3 | Yes | Yes | Yes |
Everwise fee waiver at non-Everwise ATMs 4 |
None
|
Two (2) per month
|
Four (4) per month |
Dividends on balances |
None
|
None
|
3.00% APY on balances up to $10,000 |
Free check orders 5 |
|
Up to 1 check order per year
|
Up to 2 check orders per year |
Open Simply | Open Plus | Open Max |
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