We believe confidence changes everything.

Putting people in control of their financial futures has always been central to what we do, even as we’ve expanded our community beyond teachers. No matter your story or your money savvy, we’re dedicated to providing the services, technology, and guidance you need to feel confident in your decisions, and in the people helping you make them.

Beyond knowing, living, and working in the communities we serve, there are a few things that set us apart.

We’re not a bank.

As a credit union, we’re a not-for-profit institution where a member receives better rates, generous rewards programs, and convenient technology to deliver the confidence and tools to get you ahead.

We believe everyone deserves to grow into their dreams.

We may be the largest credit union in Indiana, but you won’t notice. Our financial experts will give you the personal attention and guidance you need to achieve financial wellbeing. Whether that’s in a branch or online, our team is with you every step of the way.

We put people first.

We treat everyone as though they matter — because to us, they do. We are always looking for ways to say “yes,” and with every interaction, we seek to fulfill our purpose of helping people grow into their dreams.

We meet you where you are.

As a member, you have unrivaled access to more than 700 no-fee ATMs across Indiana and Michigan, plus a vast nationwide network*. You also have the power to walk into one of over 5,000 credit union partner locations across the country.

Membership Eligibility:

  • Anyone that lives or works in the Indiana or Michigan counties or townships we serve is eligible for membership. See details below.
  • Immediate family member of an existing Everwise Credit Union member.  See details below.

Indiana Eligibility:

  • All Indiana counties, except Marion County, which goes by township. OR
  • Immediate family member is an existing Everwise Credit Union member. Immediate family members are defined as parents, spouse, children, step/adopted/foster children, brothers, sisters, aunts/uncles, nieces/nephews, grandparents, grandchildren, father/mother-in-law, son/daughter-in-law, and brother/sister-in-law.

Michigan Eligibility:

  • Live in Berrien and Cass Counties in Michigan. Townships in Oakland & Macomb Counties: Bloomfield, West Bloomfield, Commerce, Clinton, and Macomb townships. OR
  • Immediate family member - parent, child, or sibling - who lives in the same household as an existing Everwise Credit Union member. Immediate family members are defined by blood or marriage and include father, mother, son, daughter, brother, sister, or spouse. OR
  • Nonfamily member who is a dependent of the member according to tax filings and lives in the same household. 
Subject to membership eligibility requirements.
Routing Number | 271291826