1 Options to Reduce Monthly Account Fee:
Student Rewards Checking: A monthly account fee of $2 will be charged each month; however, $2 will be waived if your monthly statement is delivered electronically as eStatement.
Performance Checking: A monthly account fee of $2 will be charged each month; however, $2 will be waived if your monthly statement is delivered electronically as eStatement OR if your combined deposit, loan, and Everwise Investment Services balances exceed $2,500 OR have direct deposit, OR you perform 10 transactions in the account.
Advantage Checking: A monthly account fee of $7 will be charged each month; however, $2 will be waived if your monthly statement is delivered electronically as an eStatement.
World Checking: Account subject to monthly fee of $10; however, $2 will be waived if monthly if account is enrolled in eStatements or $10 will be waived if your combined deposit, loan, and Everwise Investment Services exceed $100,000.
Ultimate Checking: A monthly account fee of $10 will be charged. This fee is waived if during the statement cycle you are enrolled in eStatements and complete at least 15 Everwise debit card non-ATM transactions each equaling $5 or more on this account between the 21st day of the prior statement month and the 20th day of the current statement month. If the requirements to avoid the monthly account fee are not met no dividends will be paid.
2 Earn .50% cash back rebate on non-PIN purchases with your Everwise Credit Union Debit Mastercard. Rebate is redeemable once the rebate amount reaches $30 within the calendar year. The maximum rebate per calendar year is $5,000. Eligible purchases do not include ATM transactions or those made using a personal identification number (PIN).
3 Members receive free use of Alliance One and CO-OP ATMs within Indiana. A $2.50 foreign transaction fee applies to Alliance One and CO-OP outside of Indiana.
4 A $100 Mortgage origination fee discount is available, as is a 0.25% loan discount is available on direct, closed-end, consumer loans only (excludes loans signed at a dealership, real estate secured, lines of credit including credit cards, credit builder, and commercial loans).
5 A Referrer may receive up to $500 per calendar year for qualified referrals. For both parties to earn a $50 Reward Card, the Referred Person must be at least age 18 and register by following the registration link provided in the referral email, text message, or on social media, open a new Everwise Credit Union Checking Account, and complete at least one of the following (A or B): A. Enroll in eStatements through mobile or online banking. B. Make at least one (1) direct deposit totaling $500 or more within 60 days of account opening. Eligible checking accounts include Performance, Ultimate, Advantage, and World. The Referred Person may earn only one $50 Reward Card upon opening their new membership. The Referred Person is subject to membership eligibility, and will be considered ineligible if they have had a previous membership within the last 12 months, or have an existing membership with Everwise Credit Union.
