Deposit Rates

Bigger numbers are better. And really, we're always trying to do what's best for you.

As a credit union, our mission is to lift your finances to new levels. One way we do that is to set higher rates for savings, money market, certificate and IRA accounts.

Think of it as a team effort. You get things started by depositing your hard-earned dollars. Then we pick up the ball and pay dividends that help grow your wealth.

Primary Share Savings

Learn More

Average Minimum Balance Rate APY*
Less than $2,5000.00%0.00%
$2,500-$9,999.990.05%0.05%
$10,000-$99,999.990.10%0.10%
$100,000 and greater0.15%0.15%

Choice Savings

Learn More

Average Minimum Balance Rate APY*
Less than $2,5000.00%0.00%
$2,500-$9,999.990.05%0.05%
$10,000-$99,999.990.10%0.10%
$100,000 and greater0.15%0.15%

IRA Savings

Learn More

Average Minimum Balance Rate APY*
No Minimum0.25%0.25%

World Checking

About Our Accounts

Average Minimum Balance Rate APY*
Less than $50,0000.05%0.05%
$50,000 and greater0.15%0.15%

Ultimate Checking

Learn More

Average Minimum Balance Rate APY*
Up to $10,0002.96%3.00%
Greater than $10,0000.10%0.10%
Must have statement delivered as eStatement and have at least 15 non-ATM debit card transactions, each equaling $5 or more during the monthly statement period, or no dividends will be paid.

HSA Checking

Learn More

Average Minimum Balance Rate APY*
No Minimum Balance0.60%0.60%

Specials   |   Apply Now

Share Certificate Special(s)

About Certificates
Term APY* Rate Minimum Opening Balance Effective Date
8-Month5.29%5.17%$5005/29/2024
8-Month IRA5.31%5.21%$5005/29/2024
13-Month5.25%5.13%$5005/29/2024
13-Month IRA5.27%5.17%$5005/29/2024
16-Month5.25%5.13%$5005/29/2024
16-Month IRA5.27%5.17%$5005/29/2024
20-Month5.06%4.95%$5005/29/2024
20-Month IRA5.08%4.99%$5005/29/2024
37-Month4.60%4.51%$5005/29/2024
37-Month IRA4.61%4.53%$5005/29/2024
*APY = Annual Percentage Yield. APY accurate as of the effective date listed for the respective certificate. Limited time only and subject to termination without notice. Minimum balance required to earn APY is $500. Early withdrawal penalty may apply, which may reduce earnings. Not available on HSA certificates. All credit union programs, rates, terms and conditions are subject to membership eligibility and may change without notice. Dividends for standard Share Certificates are compounded monthly and dividends for IRA Share Certificates are compounded quarterly. Dividends must remain in account for the entire term to earn APY. All Certificates funded via Electronic Transfer (ACH), or with a Debit or Credit Card, will have a five (five) business day hold. Open IRA Certificates at a branch, not available online.

Share Certificates

Term Minimum Opening Balance Rate APY*
6 mo$5001.18%1.19%
12 mo$5001.35%1.36%
18 mo$5001.61%1.62%
24 mo$5002.20%2.22%
36 mo$5002.62%2.65%
60 mo$5002.80%2.84%
72 mo$5003.00%3.04%
Dividends for Share Certificates are compounded monthly. Dividends must remain in the account for the entire term to earn APY. Certificates are subject to early withdrawal penalty, which may reduce earnings. All Certificates funded via Electronic Transfer (ACH), or with a Debit or Credit Card, will have a five (five) business day hold. Open IRA Certificates at a branch, not available online.

IRA Certificates

Learn More

Term Minimum Opening Balance Rate APY*
6 mo$5001.21%1.22%
12 mo$5001.38%1.39%
18 mo$5001.64%1.65%
24 mo$5002.23%2.25%
36 mo$5002.65%2.68%
60 mo$5002.83%2.86%
72 mo$5003.03%3.06%
Dividends for Share Certificates are compounded monthly. Dividends must remain in the account for the entire term to earn APY. Certificates are subject to early withdrawal penalty, which may reduce earnings. Open IRA Certificates at a branch, not available online.

HSA Certificates

Learn More

Term Minimum Opening Balance Rate APY*
12 mo$5001.40%1.41%
36 mo$5002.70%2.73%
60 mo$5002.90%2.93%
Dividends for HSA Certificates are compounded quarterly. Dividends must remain in the account for the entire term to earn APY. Certificates are subject to early withdrawal penalty, which may reduce earnings.

Premium Money Market Rates

About Money Markets

Average Minimum Balance Rate APY*
Less than $100,0000.75%0.75%
$100,000 and Greater1.25%1.26%
Dividends earned are tiered based on average daily Premium Money Market Account balance. They are compounded daily and paid monthly. Fees may apply as described in the common features.

IRA Share

About IRAs

Average Minimum Balance Rate APY*
No Minimum0.25%0.25%

Tiered IRA Share

Learn More

Average Minimum Balance Rate APY*
Less than $10,0000.10%0.10%
$10,000 and Greater0.25%0.25%

IRA Certificates

Learn More

Term Minimum Opening Balance Rate APY*
6 mo$5001.21%1.22%
12 mo$5001.38%1.39%
18 mo$5001.64%1.65%
24 mo$5002.23%2.25%
36 mo$5002.65%2.68%
60 mo$5002.83%2.86%
72 mo$5003.03%3.06%
Dividends for IRA Share Certificates are compounded quarterly. Dividends must remain in the account for the entire term to earn APY. Certificates are subject to early withdrawal penalty, which may reduce earnings. 

HSA Checking

About HSAs

Average Minimum Balance Rate APY*
No Minimum Balance0.60%0.60%
Dividends are compounded monthly and paid monthly. Check out our HSA FAQs to learn more about maximum contribution amounts, catch-up amount for participants over 55 years of age, and other information. Fees and restrictions may apply as described in the common features.

HSA Certificates

About HSAs

Term Minimum Opening Balance Rate APY*
12 mo$5001.40%1.41%
36 mo$5002.70%2.73%
60 mo$5002.90%2.93%
Dividends for HSA Certificates are compounded quarterly. Dividends must remain in the account for the entire term to earn APY. Certificates are subject to early withdrawal penalty, which may reduce earnings.
*APY = Annual Percentage Yield. Rate refers to dividend rate. APY accurate as of the dates posted for the respective deposit product. All credit union programs, rates, terms and conditions are subject to membership eligibility and may change without notice. Fees may reduce earnings. All Certificates funded via Electronic Transfer (ACH,) or with a Debit or Credit Card, will have a five (five) business day hold. Current rates are subject to change. All accounts are under the terms and conditions of the respective account.
Routing Number | 271291826