Business Heath Savings Account
An Everwise Health Savings Account (HSA) is a smart, tax-advantaged way for your team to save for medical expenses, offered at no cost to your business.
How an HSA benefits your business.
- Attract & retain talent: Stand out as an employer of choice by offering a highly sought-after financial benefit.
- No cost to you: Offer HSAs to your entire workforce without any expense to your business.
- Optional contributions: You have the flexibility to contribute to your employees' HSA accounts if you choose.
- On-site education: Our team is available to visit your workplace and host educational sessions to help your employees understand and maximize their HSA benefits.
How an HSA benefits your employees
- Tax advantages: Employees can make pre-tax contributions, and withdrawals for qualified medical expenses are tax-free.*
- Long-term savings: Unused funds roll over year after year, allowing employees to build savings for future healthcare needs.
- Flexible options: Choose between a dividend-earning checking account or higher-earning savings certificates to grow their funds.
- Convenient access: Manage funds easily through online and mobile banking or with the Everwise HSA Debit Mastercard®.
*Everwise Credit Union does not provide tax advice. Please consult a qualified tax professional for personal tax advice.
Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.