Business Heath Savings Account
An Everwise Health Savings Account (HSA) is a smart, tax-advantaged way for your team to save for medical expenses, offered at no cost to your business.
Employer Benefits of an HSA
How an HSA benefits your business.
- Attract & retain talent: Stand out as an employer of choice by offering a highly sought-after financial benefit.
- No cost to you: Offer HSAs to your entire workforce without any expense to your business.
- Optional contributions: You have the flexibility to contribute to your employees' HSA accounts if you choose.
- On-site education: Our team is available to visit your workplace and host educational sessions to help your employees understand and maximize their HSA benefits.
Employee Benefits of an HSA
How an HSA benefits your employees
- Tax advantages: Employees can make pre-tax contributions, and withdrawals for qualified medical expenses are tax-free.*
- Long-term savings: Unused funds roll over year after year, allowing employees to build savings for future healthcare needs.
- Flexible options: Choose between a dividend-earning checking account or higher-earning savings certificates to grow their funds.
- Convenient access: Manage funds easily through online and mobile banking or with the Everwise HSA Debit Mastercard®.
*Everwise Credit Union does not provide tax advice. Please consult a qualified tax professional for personal tax advice.
Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.