Mortgage Closing

Congratulations on your new mortgage!

Now you can get to know more about what we can do for you and your finances at Everwise Credit Union.

Own the experience

As a member, you're now part-owner of Everwise Credit Union because we're a not-for-profit focused on you.

Better banking

Personal attention, convenient tools and professional assistance help you reach your financial goals.

Nationwide access

Take care of business at more than 5,000 in-network CO-OP credit union shared branches across the country.*

ATMs galore

Enjoy free use of 700 ATMs in Indiana and Michigan and tap into 30,000+ reduced-fee ATMs nationwide.*

Go digital

You have anytime account access online and on your phone to pay bills, deposit checks and much more.

Cash back

Earn .5% cash back** when using your debit card for non-PIN purchases in stores, online or with your mobile wallet.

Closing on your mortgage is no small matter, to you or us. As a member of Everwise Credit Union, you have access to everything we offer. If you need to visit us, we have dozens of locations across Indiana and southwest Michigan. You can also visit one of our partner credit unions in the CO-OP Shared Branch network that lets you perform transactions in-branch like you would with us. It’s an added convenience and ensures you’re never far away from your money. Look for the CO-OP Shared Branch sign (shown above) on any credit union window.


Choose how you want to make your mortgage payment


  1. Sign up for automatic payments by calling (800) 876-7014. Select option 2
  2. Mail your payment to: Everwise Mortgage Department, P.O. Box 1395, South Bend, IN 46624-1395
  3. Make a one-time payment or set up recurring payments with a debit card or ACH¹ using Online Loan Pay at
  4. Make a deposit to your Everwise account using mobile deposit and transfer the funds using online banking to pay your mortgage.
  5. Make a deposit using a Shared Branch location and transfer the funds using online banking to pay your mortgage.
** Click here for details about the Everwise Debit Mastercard Rebate.

Take advantage of everything Everwise Credit Union offers


Checking accounts to fit your lifestyle


Multiple savings options to help reach short-term and long-range goals


Loan options like auto, personal, home equity, lines of credit, and credit cards

All loans subject to credit approval, underwriting and standard processing fees. Consult your tax advisor regarding the deductibility of interest. You can enroll in Mobile Deposit after you’ve been a member for 60 days. Daily, weekly and monthly deposit limits may apply. Deposit may not be available for immediate withdrawal.
¹ You may make your loan payment in person or by mail at no additional cost. If you request to make the payment with Everwise Member Services assisting, we will still use the Online Loan Payment Service and you will be charged a $10.00 convenience fee per payment when using a debit card or ACH.
Routing Number | 271291826