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  • 06/12/2025
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Six smart tips for summer energy savings

When you're a homeowner, summer brings more than sunshine - it brings energy bills that can soar with the temperature. But with just a few smart adjustments, you can keep your home cool, comfortable, and energy efficient. Whether you’ve just purchased your home or have been paying your mortgage for years, these tips will help you make the most of your investment while saving money.
 

1. Maximize Your Thermostat

Your thermostat is your first line of defense against high utility bills.
  • Program it to match your daily routine.
  • Increase the temperature 7-10 degrees when you're away to save up to 10% per year.
  • Consider a smart thermostat, which often pays for itself in one season.


2. Make Your AC Work Smarter (Not Harder)

Get a yearly HVAC tune-up to avoid costly repairs and inefficiencies.
  • Change your air filter monthly during peak use.
  • Place fans in strategic locations to help circulate cool air without turning down the AC.
  • Avoid running kitchen or bathroom exhaust fans for long periods - they can pull cooled air outside.


3. Seal and Insulate Like a Pro

A well-sealed home holds onto the cool air you’re paying for.
  • Add or update attic insulation - a major source of heat gain.
  • Use weather stripping or foam to block leaks around windows and doors.
  • Consider thermal curtains to block the afternoon sun and reduce indoor temperatures.


4. Go Energy-Efficient

Swap out older tech and appliances with energy-saving options:
  • LED bulbs use up to 80% less energy and last longer.
  • Smart power strips stop electricity drain from idle electronics.
  • Look for the ENERGY STAR label when replacing appliances.


5. Everyday Energy Hacks

  • Close blinds during peak heat hours.
  • Run big appliances like dishwashers and laundry machines after 6 p.m. on hot days.
  • Wash only full loads to maximize efficiency.
  • Install a low-flow showerhead to reduce water heating costs.
  • Shut doors to unused rooms to better concentrate cooling.


6. Tap Into Local Resources

As an Indiana homeowner, you may be eligible for:

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Looking to improve your home’s long-term energy efficiency? Ask us about home equity solutions, a smart way to fund energy-efficient upgrades that save money and increase your home’s value.


Disclosure
All information presented on this page is for educational purposes only and doesn’t constitute tax, legal, or accounting advice. It is to be considered as general information, not recommendations. Please consult with an attorney or tax professional for guidance.
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