Friends with benefits.

Have friends or family you'd like to refer? Begin by registering at everwisecu.com/refer. You'll receive a unique referral link to share with anyone you want. The unique link will take them to a simple form to register for the offer. Once they open a qualifying account and have satisfied all program requirements, you'll be issued your $50 Mastercard Digital Reward Card(s).

Please note: Digital reward cards typically arrive within 2-3 weeks.

You can refer as many friends and family members as you want, but you can only receive a maximum of $500 in referral rewards within a calendar year. People you refer can only receive one Mastercard Digital Reward Card once they open their account and meet all program requirements.

Your reward typically arrives 2-3 weeks after meeting all program requirements. Mastercard Digital Reward Cards are valid for six months from the date they are issued, and subject to Mastercard's Terms & Conditions provided with the card.

When you register at everwisecu.com/refer, you simply can share your unique referral link on social media or send it in an email or text message. We'll take it from there.

If you're on the ReferLive website or using the ReferLive app, you'll need to provide your referral's:

• First and last name
• Email address

Sending a text message from the ReferLive app? All you need to provide is your referral's mobile phone number.

Everwise Credit Union Refer-A-Friend Checking Account Offer:

The member making the referral (Referrer) will earn a $50 Mastercard® Digital Reward Card (Reward Card) for each individual referred (Referred Person) to Everwise Credit Union who registers for the offer via ReferLive, opens a new Everwise Credit Union Checking  Account, and completes the offer requirements within the time specified.  To make a referral, the Referrer must be at least age 18, register for the program, and share the offer with their friends, family, or coworkers. A Referrer may receive up to $500 in Reward Cards within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements.

Offer requirements: To earn a $50 Reward Card, the Referred Person must be at least age 18 and register by following the registration link provided in the referral email, text message, or on social media, open a new Everwise Credit Union Checking Account, and complete at least one of the following (A or B): A. Enroll in eStatements through mobile or online banking. B. Make at least one (1) direct deposit totaling $500 or more within 60 days of account opening. Eligible checking accounts include Simply, Plus, and Max Checking. The Referred Person may earn only one $50 Reward Card upon opening their new membership. The Referred Person is subject to membership eligibility, and will be considered ineligible if they have had a previous membership within the last 12 months, or have an existing membership with Everwise Credit Union.

The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Everwise Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or completing the unsubscribe process via email link. The Referred Person acknowledges that a Digital Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.

Business, organizational, and commercial accounts are not eligible to participate in the referral program.

Please allow 2-3 weeks after completion of all requirements for delivery of the Reward Card. Reward Cards are good for six months and are subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used. Reward Cards may be redeemed at Internet, Mail Order, and Telephone merchants wherever Mastercard debit cards are accepted. Reward Cards may be reported as income to the IRS.

Federally Insured by NCUA. Subject to membership requirements. These terms and conditions may change at any time without notice. The Referred Person and Referrer must both have an open membership in good standing at the time the rewards are to be paid. If a Referred Person has multiple referrals, only one Referrer will receive a Reward Card. Everwise Credit Union, in their sole discretion, reserves the right to refuse payment of rewards.