Rates

APY = Annual Percentage Yield. APY Accurate as of last dividend declaration date. Rate may change after the account is opened. Fees may reduce earnings.

See Everwise Visa Credit Cards interest rate/fee disclosures information.

APR = Annual Percentage Rate. Actual APR will vary based on borrower’s credit worthiness and underwriting factors. Fees may apply to Auto purchase loans.

* APR = Annual Percentage Rate. The rate shown is current as of 2/12/2026 and is our best rate offered for a 30-year conventional fixed-rate mortgage purchase with 20% down. Rates and terms vary depending on loan to value ratio, credit evaluation and underwriting requirements. Private Mortgage Insurance, flood and/or property hazard insurance may be required. Payment examples do not include taxes and insurance premiums. Payment Example for informational purposes only: Based on a 30-year conventional fixed-rate mortgage for a $200,000 home purchase with $160,000 financed after $40,000 (20%) down payment the monthly payment for the APR shown would be approximately $1,011.31.

Minimum loan amount is $10,000.

Variable rate loan. Rates vary based on credit worthiness and underwriting factors.  Rates adjust monthly based on the Prime Rate as published in the Wall Street Journal, and the APR will vary from a low of 3.00% to a maximum of 12.00%. Minimum Payment Options: 1% of the outstanding balance, interest due, or $50 (whichever is greater) or Interest-only if qualified. If you make only the minimum payment during the term of your loan, a balloon payment may be required when the repayment period ends.    

Prime Equity Line and Equity Line Plus feature a 10-year draw period followed by a 10-year repayment period. During the draw period, minimum payment options may include interest-only payments or a percentage of the outstanding balance. If you make only the minimum payment during the draw period, a balloon payment may be required at the end of the repayment period.