Investment Services

broker checkInvestment options that help you feel confident for what’s next.

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Getting Started

Your goals aren’t one-size-fits-all. Your plan shouldn’t be either.

Wealth Management

Build a portfolio designed for your future.

  • Personalized wealth guidance 
  • Broad range of investment options 
  • Tools to help you stay on track
Connect with a financial representative

Retirement Planning

Plan today for the retirement you want tomorrow.

  • Traditional and Roth IRA options 
  • Guidance tailored to your goals 
  • Strategies for income and withdrawals
Connect with a financial representative

College Planning

Start saving for their future today.

  • Tax-advantaged savings options 
  • Automatic contribution tools 
  • Simple online fund management
Connect with a financial representative

403b for School Employees

Supplement your pension with tax-deferred savings.

  • Invest through payroll contributions 
  • Choose from multiple fund options 
  • Taxes deferred until withdrawal
Learn more

Guidance that starts with listening.

Our financial representatives take the time to understand where you are today and where you want to go next. Then we help you explore strategies that support your goals — from planning for retirement to preparing for education, income, insurance, legacy planning and long-term financial confidence.


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Investment Account Logins

From managed accounts to 403b plans, find your one-click access here. 

Log In by Investment Type

 

Fixed Annuities

Designed for more conservative investors close to retirement.

For members seeking more stability, fixed annuities can help protect a portion of assets from market volatility while offering predictable growth potential and tax deferred growth. It’s a strategy that can bring more confidence and predictable personalized options as retirement gets closer.

Connect with a financial representative

Fixed Annuity 4.90%* 3-year guarantee period

Fixed Annuity 5.20%* 5-year guarantee period

All rates are for new applications only. Rates are subject to change at any time.

*In the first contract year interest credited or required minimum distribution (RMD, if greater may be taken without a surrender charge or market value adjustment. In the second contract year and thereafter 10% of the most recent contract anniversary value, or RMD, if greater may be taken without a surrender charge or market value adjustment. The taxable portion of any withdrawal is taxed as ordinary income. In a nonqualified plan, since it is funded with after‐tax money, only the earnings portion of any withdrawal is taxed as ordinary income. Withdrawals made before age 59½ may be subject to an additional 10% federal tax penalty.

Resources

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Retirement & Investing

All you need to know about non-deductible IRAs.
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General Investing

IRA Types and Contribution Limits
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Retirement & Investing

2026 tax rates, schedules, and contribution limits

Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Everwise Investment Services and Everwise Credit Union (Everwise) are not registered as a broker-dealer. Registered representatives of LPL offer products and services using Everwise Investment Services, and may also be employees of Everwise. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Everwise or Everwise Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value 

Your credit union ("Everwise Credit Union") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay Everwise Credit Union for these referrals. This creates an incentive for Everwise Credit Union to make these referrals, resulting in a conflict of interest. Everwise Credit Union is not a current client of LPL for advisory services.

Please visit https://www.lpl.com/content/dam/lpl-www/documents/disclosures/lpl-financial-relationship-summary.pdf for more information.

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

LPL Financial Form CRS.

Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.