Security
Learn the most common scams to watch for and the everyday habits that keep your business safe and confident.
Don't respond to questionable messages.
Save anything suspicious.
Let your team know so everyone stays aware.
Trust your instincts
If something feels unusual, stop and verify before taking action.
Require strong passwords.
Turn on multi-factor authentication, too.
Identify red flags
Be cautious of urgent emails, new vendor requests, or messages asking for passcodes.
Update business software.
Outdated software can contain exploitable flaws.
Back up business data.
When you back up critical information, recovery is faster and less stressful.
Encrypt business data.
Encrypting your data and devices strengthens your defense against attacks
Suspicious emails, scam texts, and fraudulent calls
Scammers may pretend to be a vendor, coworker, or even a boss to get you to act quickly.
Look out for:
- Email addresses with odd spelling
- Urgent or secretive instructions
- Requests for login details or one-time passcodes
- Unexpected attachments or links
👉🏻 Your next move: Delete, block, ignore, and never share codes.
Fake invoices or vendor payment changes
You might get invoices for items you didn’t order or from someone pretending to be a real vendor.
Look out for:
- First-time or surprise charges
- New banking information sent by email only
- Pushy or rushed communications
👉🏻 Your next move: Take a minute to confirm payment details by contacting the vendor directly. When something feels off, it usually is.
Service and contractor scams
An offer that’s “too good to be true” for repairs, supplies, or services could land in your lap.
Look out for:
- Deep discounts that seem unrealistic
- Requests for large upfront payments
- No written agreements or vaguely worded contracts
- No reviews, references, or online presence
👉🏻 Your next move: Get everything in writing and verify vendor credentials. If you’re unable to confirm the details, skip the offer and stay safe.
Check fraud
Checks can be stolen, altered, or tampered with while in transit.
Look out for:
- Vendors asking about missed payments
- Check amounts or payee names that look changed
- Checks that appear unusual or tampered with
👉🏻 Your next move: Use electronic payments when you can. If your business uses checks, store them in a secure location.
Your business, backed by Everwise
- Our Business Services team is here whenever you need support
- Encrypted digital banking protects your information
- Multi-factor authentication strengthens your logins
- Real-time alerts and 24/7 monitoring keeps you informed
- Positive Pay helps stop check fraud before it reaches your account
Can Everwise notify me if something unusual happens with my account?
Can Everwise notify me if something unusual happens with my account?
Yes, you can set up alerts in online and mobile banking for activities in your account. These notifications can help you notice anything out of the ordinary right away.
Are electronic payments safer than checks?
Are electronic payments safer than checks?
Yes. Electronic payments are harder to alter and much easier to track. Checks can be intercepted, stolen, or changed while in transit. Switch to electronic payments whenever possible.
What should I do first if something seems suspicious or if a teammate already sent a payment to a potential scammer?
What should I do first if something seems suspicious or if a teammate already sent a payment to a potential scammer?
Reach out to us right away and share any details you have. Stop any communication with the sender until we speak with you. We’ll help you determine whether you’re dealing with fraud and walk you through next steps.
How do I verify a vendor?
How do I verify a vendor?
Look for reliable reviews, licenses, and a clearly written agreement. For any payment changes, call the vendor using a number you already trust. Never rely on contact information listed in an unexpected email or text message.
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