Vehicle Loans & Refinancing
You need a reliable car—and a fast, dependable loan.
We offer the option to finance with us directly at most dealerships in Indiana and Michigan.
Financing available for cars, trucks, SUVs, and motorcycles.
We offer competitive, fixed rates to help you stay on budget.
Flexible terms
Ask about extended terms for newer vehicles to help lower your monthly payment.
Refinancing may lower your monthly car payment.
- No application fees
- Flexible amounts
We refinance loans from $5,000 to $150,000. - Terms to fit you
Flexible terms, based on the model year.
Check your application status.
If you’ve already applied, log in to see the latest updates on your application.
APR = Annual Percentage Rate. Actual APR will vary based on borrower’s credit worthiness and underwriting factors. Fees may apply to Auto purchase loans.
APR = Annual Percentage Rate. Actual APR will vary based on borrower’s credit worthiness and underwriting factors. Auto loan refinance not intended for purchase transactions, only refinancing of auto loans. Everwise will refinance auto loans from other financial institutions only. Existing Everwise auto loans are not eligible.
How do I check the status of my loan or deposit application?
How do I check the status of my loan or deposit application?
You can check your loan or deposit application status at this link. If you need help or have questions, call us at (800) 365-3279.
When will I receive my auto/vehicle title after paying off my loan?
When will I receive my auto/vehicle title after paying off my loan?
Once your loan is paid in full, Everwise releases the lien and mails your title to the address on file within 10 to 14 business days. If you need it sooner, call (800) 552-4745 to request overnight delivery for a $20 fee.
What insurance coverage do I need for my vehicle loan?
What insurance coverage do I need for my vehicle loan?
Most title secured loans require full coverage insurance. If you have questions about your specific loan, call (800) 552-4745.
How do I pay my auto loan?
How do I pay my auto loan?
If you bank with Everwise, log in to online or mobile banking to make your payment.
If you’re paying from a non-Everwise account, use the Online Loan Payment Portal.
Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.