Commercial Loans

Growing your business requires the right financial partner. Tell us your goals, and we'll help you get there.

business owners with their laptop in warehouse

Business loan options to power your plans.

Get the funds you need to turn your vision into reality. We offer a range of commercial lending solutions.

Commercials Real Estate Loan

Finance or refinance your owner-occupied facilities.
  • Owner-occupied and investment property financing
  • Construction, acquisition, and renovation loans
  • Competitive rates with refinancing options

Commercial and Industrial Loans

Access operational and equipment financing tailored to your business.
  • Working capital to support day-to-day operations
  • Flexible terms tailored to your business needs
  • Competitive rates and local decision-making

Equipment Loans

Short-term or long-term financing to purchase or refinance vehicles, heavy machinery, and more.
  • Finance new or used business equipment
  • Preserve cash flow with predictable payments
  • Equipment often serves as collateral

Working Capital Line of Credit

Unlock funds to cover expenses, make strategic purchases, or fuel new initiatives.
  • Cover short-term expenses like payroll and inventory
  • Pay interest only on the amount you use
  • Revolving credit for ongoing flexibility

Why choose Everwise for your Commercial Loan?

Our experienced commercial lending team focuses on building long-term relationships, making it easier to create customized loans that best fit your business.

Competitive rates

Keep more money in your business with our competitive financing options. Lower rates mean more funds for your projects and growth.

Flexible terms

No two businesses are the same. Your loan should reflect your unique goals and financial realities.

Expert insights

Our team has years of experience assisting businesses in a wide range of industries.

Ready to secure your financial flexibility?

Don't let complex loan processes slow you down. Our experienced business lending team makes it simple to secure a line of credit that fits your budget and your vision.

Explore other business solutions

Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.