Banking built around you.
Whether you're opening your first account, financing a car, or planning what's next, Everwise gives you competitive rates and fees, and guidance you can count on.
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From no-frills to high-yield you'll find an Everwise account that can get you where you want to go.
From cash back to competitive APY and early pay, Everwise checking gives you more ways to make your money work for you.
Whether you're looking for rewards, a competitive rate, or a starter credit card, there may be an option for you.
Youth & Teen Banking
Building financial literacy starts early. Our youth accounts are designed to grow with your family.
- Simply Checking: A safe starter account for teens.
- Greenlight Integration: Parents can manage chores and allowance through the Greenlight app, free for Everwise members.6
Ready to purchase or refinance a home? Feel confident with a local team that will fully support you through every step.
The right loan can help you take advantage of opportunities and meet your goals.
You deserve to be a happy motorist, with low rates, speedy loan processing, and friendly service from us.
Refinancing may lower your monthly car payment.
- No application fees
- Flexible amounts
We refinance loans from $5,000 to $150,000. - Terms to fit you
Flexible terms, based on the model year.
Refinance or use your home’s equity
There’s more than one way to use your home’s value. Whether you want to lower your monthly payment or access funds for what’s next, we offer flexible options.
APR = Annual Percentage Rate. Actual APR will vary based on borrower’s credit worthiness and underwriting factors. Auto loan refinance not intended for purchase transactions, only refinancing of auto loans. Everwise will refinance auto loans from other financial institutions only. Existing Everwise auto loans are not eligible.
6 Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Everwise Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Everwise checking account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer subject to change and partner participation.
Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.