Happiness is a new home. And a built-to-last, rock-solid loan.

Fixed-rate loans feature steady monthly payments that will never take an unexpected jump, providing some welcome certainty in your budgeting and financial planning.

Choice of loan length

Fixed-rate terms up to 30 years.

Refinancing options

With a new loan, you may be able to reduce your monthly payments or eliminate debt faster.

Friendly local service

Our mortgage team will explain all the details and guide you through the application process.

Rates as low as 6.857% APR*

30-year conventional fixed-rate mortgage

When looking for a home, you'll look at square footage and count up the bedrooms. But here's another number to consider — the interest rate on your loan. Rest assured it will be as low as possible. And with a fixed-rate mortgage, you can feel comfortable it will stay that way.

  • Attractive interest rates
  • Flexible terms available for up to 30 years
  • Low down payment options
  • Great for primary, secondary, or vacation homes
  • Refinance options available — get cash out of your mortgage to consolidate debt or pay for future home improvements
Disclosures
All Credit Union loan programs, rates, terms, and conditions are subject to credit approval and may change at any time without notice. Subject to Membership requirements.
 
* APR = Annual Percentage Rate. The rate shown is current as of 12/12/2024 and is our best rate offered for a 30-year conventional fixed-rate mortgage purchase with 20% down. Rates and terms vary depending on loan to value ratio, credit evaluation and underwriting requirements. PMI=Private Mortgage Insurance, flood and/or property hazard insurance may be required. Payment examples do not include taxes and insurance premiums. Payment Example for informational purposes only: Based on a 30-year conventional fixed-rate mortgage for a $200,000 home purchase with $160,000 financed after $40,000 (20%) down payment the monthly payment for the APR shown would be approximately $1,037.76.

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Routing Number | 271291826