Benefits of a Money Market:

Earn up to 3.56% APY*
Daily compounded dividends helps you grow your balance faster
No deposit limits – save as much as you want
Unlimited transfers between Everwise accounts**
Monthly account fee waived with an average monthly balance of $50,000 (otherwise $20 per month).

Grow your money faster.

You’ll earn competitive tiered rates and still have access when you need to tap into funds for larger expenses and investments.

Ready to open your account?

Visit your nearest Everwise branch, schedule an appointment, or talk to a business specialist.

Visit a branch.

Find a local branch to visit and open a Business Money Market.

Book an appointment.

Pick the date, time, and branch that's best for you.

Call Member Services.

Speak with us over the phone: (800) 552-4745.

Business Money Market Rates*

Effective Date: May 12, 2025

Minimum Balance	APR	APY*
$500,00 and greater	3.50%	3.56%
$250,000 - $499,999.99	3.25%	3.30%
$100,000 - $249,999.99	2.75%	2.79%
$50,000 - $99,999.99	1.50%	1.51%
Less than $50,000	0.10%	0.10%

*APY = Annual Percentage Yield. Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice. APY is accurate as of the last dividend declaration date. Fees may reduce earnings. Dividends earned are tiered based on the Business Money Market Account balance. They are compounded daily and paid monthly. Account must be opened over the phone or in-person at an Everwise branch location.

** Third-party debits (withdrawals) are limited to five (5) per calendar month. Additional third-party debits (withdrawals) within each calendar month will be returned.

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Business Money Market FAQs

This account is ideal if your business has extra funds set aside for the future, you’re planning for larger purchases and upcoming projects, or you simply want to grow your savings at a higher rate.

Yes, money market accounts are a safe place to keep your money while earning dividends. Funds in a money market account are insured by the NCUA, up to the standard limit of $250,000.

This account can be opened at any Everwise branch or over the phone. If you have questions or need assistance, call us at (800) 552-4745 or visit your local branch.

Here’s what you’ll need to get started:

A valid Employer Identification Number (EIN) or, for sole proprietors, a Social Security Number (SSN)
Business information, including your business name, structure (LLC, partnership, corporation, etc.), and contact details
Official documents verifying your business structure and ownership
A valid form of personal identification (like a driver’s license or state-issued ID) for all authorized individuals
A minimum opening deposit of $50,000

Depending on your business type and current regulations, additional documentation may be needed.

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Business Money Market

Why open a Business Money Market?