How to move forward.
These simple steps can help usher in your new era before you lock in a new loan or make any large purchases. Meeting with a business specialist early can provide direction and start building a relationship that helps your business grow.
1. Evaluate your current financial picture.
Review cash flow, expenses, and obligations. We’ll help you look at the full picture. ✓ We’ll help you decide what makes sense.
2. Put your growth goals in writing.
Clarify what growth means for you—now and later. It doesn’t need to be final. ✓ We can review your goals together.
3. Identify funding options.
Consider what kind of flexibility you may need. ✓ We’ll help match options to your goals.
4. Strengthen cash management and payments
Simplify how money moves in and out of your business. This often frees up time and cash. ✓ We can offer solutions.
5. Safeguard your growing business
Protect accounts, payments, and operations as complexity increases. ✓ We’ll help you set this up.
6. Work with your business specialist to revisit and refine regularly
Growth isn’t one decision—it’s ongoing. As your plans evolve, we’re here to help, with business specialists you can contact anytime to review your goals and guide your next move. ✓ We stay with you as plans change.
What to have prepared before we meet
When you meet with us, it helps to have the following:
- Recent financials (if available).
- A sense of your goals.
- Questions you want to talk through.
Don’t worry if you don’t have everything. This is a conversation, not an application.
Financing options to support expansion, equipment, or working capital.
Tools to manage payments, deposits, and day-to-day cash flow.
Controls and protections as your business grows.
Ready to talk through your next move?
We’ll help you understand your options and decide what makes sense for your business.
Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.