Your first steps.
You don’t need to have everything figured out. These steps help you prepare, and we’ll walk through them with you.
1. Define your business setup.
Choose how your business will be structured (sole proprietor, LLC, corporation). ✓ We’ll help put you on the right path.
2. Register your business name.
File a “Doing Business As” (DBA) or register your business name with your state. ✓ We can tell you how.
3. Obtain your Employer Identification Number (EIN).
An Employer Identification Number (EIN) is required for accounts, credit, and hiring. ✓ We can tell you how to apply.
4. Gather your business documents.
Formation documents, licenses, or agreements—depending on your business. ✓ We will review what you have.
5. Develop a simple financial plan.
List expected income, expenses, and goals. ✓ We will review this with you.
6. Connect with an advisor early.
You don’t need to wait until everything is ready. Talking with a business specialist early can save time and stress. We can go over your plans and help you prepare to take the next steps.
A step-by-step guide for Indiana & Michigan businesses on opening a checking account with Everwise Credit Union. Learn what documents you need to get started.
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Operating a business takes more than great ideas—it requires access to capital. Whether you’re securing your first loan, investing in equipment, or covering initial expenses, our online learning modules walk you through what to consider and how to get started.
Ready to take the next step?
We’ll review what you have, help you choose the right accounts, and talk through what comes next.
Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.