Artificial intelligence has created new opportunities for communication and convenience, but it has also made it easier for scammers to deceive people. In 2026, cybercriminals are using free tools that generate realistic messages, voices, and videos designed to trick even the most careful consumers.
The top AI scams to watch for in 2026
Voice-cloning
Scammers copy the voice of a family member or trusted contact using audio from social media and ask for emergency money.
Deepfake videos
Fraudsters create lifelike videos appearing to show someone you know asking for urgent help.
Personalized phishing
AI analyzes public information to craft highly convincing emails, text messages, or social media posts referencing real personal details.
Fake customer service bots
Fraudsters build imitation support pages and chatbots to capture account login information.
Investment scams
Fake dashboards show simulated returns to lure victims into sending money.
How to protect yourself
- Slow down before responding to urgent appeals.
- Stop the conversation and verify any request using a known, trusted phone number, email address, or website.
- Never share authentication codes or personal information.
- Establish a verification word ahead of time with family members and ask for it before taking action.
- Avoid clicking on unknown attachments and links.
- If an offer seems too good to be true, get a second opinion from a trusted individual.
- Contact Everwise immediately if something feels suspicious.
If you receive an unusual call, text, email, or message about your account, contact Everwise via our website or by calling Member Services at (800) 552-4745 before taking action.
Account Security and Protection
Everwise takes your account security seriously. From spotting the latest scams and protecting your online access, our security resources help you safeguard your finances. Learn how to recognize fraud, secure your login, and respond quickly if you suspect suspicious activity.
The information provided is accurate as of the publication date and is for educational purposes only and doesn’t constitute financial, tax, legal, or accounting advice. It is to be considered as general information, not recommendations. Please consult with an attorney, financial, or tax professional for guidance.
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