Youth Checking & Debit Accounts
Empower your kids with financial freedom, backed by your guidance.
Simply Checking
Best for: Teens & young adults
Give your teen their first taste of financial independence with a fee-free checking account that pays them back. Simply Checking offers the freedom they want with the security you need.
Teens 18 and up can easily open their account online. For kids 13 to 17, bring a parent or legal guardian to your local Everwise branch to get started.
Zero fees
No monthly maintenance fees or minimum balance requirements.
Earn cash back
Get 0.25% cash back on all debit card purchases.¹
Mobile banking
Manage money anytime, anywhere with our top-rated app.
Nationwide access
Fast cash at thousands of surcharge-free ATMs nationwide.
Greenlight Family Banking
Best for: Kids of all ages
From allowance to their first paycheck, Greenlight helps kids learn money basics on their terms. Connect your Everwise account to get Greenlight features for free* and keep your family connected.
Smart debit card
Customizable spending limits for peace of mind.
Chore management
Incentivize chores with easy-to-use tools for kids to earn their allowance.
Real-time tracking
Monitor spending and saving instantly.
Parental controls
Set flexible limits, get purchase alerts, and transfer funds instantly.
How do I open a checking account?
How do I open a checking account?
Visit the Checking page to compare accounts and open one online.
If you’re already enrolled in online banking, you can open a checking account using the Open Accounts & Loans tile.
How do I get started with Greenlight?
How do I get started with Greenlight?
First, you'll need to become an Everwise member. If you're not currently a member, apply here. Once you're approved, you can easily enroll in Greenlight from the Greenlight mobile app or the Greenlight website.
What's included with my Greenlight subscription?
What's included with my Greenlight subscription?
Everwise members are eligible for the full Greenlight Core plan. This includes up to five (5) kids or teens with individual debit cards, instant money transfers, access to Level UpTM, custom spending controls, setting up chores and tracking, creating savings goals, and more.
Our accounts come packed with features that make managing your money easier and more rewarding.
You deserve to be a happy motorist, with low rates, speedy loan processing, and friendly service from us.
1Earn 0.25% cash back (Simply Checking) or 0.35% cash back (Plus and Max Checking) on purchases made with your Everwise Debit Mastercard. Rebates are redeemable once the total reaches $30 within the calendar year, with a maximum of $5,000 per year. After 8/1/2025 the total reduces to $10 to redeem rebate. ATM transactions and cash advances are not eligible for cash back.
* Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Everwise Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Everwise checking account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms for details. Offer subject to change and partner participation.
Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.