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How much house can I afford?
Owning a home is about having a place to call your own. But in a market with changing rates and prices, the financial side can feel heavy. You might find a house you love, plug the numbers into a calculator, and see a monthly payment figure. But does that number tell the whole story?
The hidden costs of buying a home.
Buying a home is exciting, but costs go beyond the listing price. Discover the hidden expenses that often surprise first-time buyers in this article.
Complete first-time home buyer guide
Buying your first home is a major milestone. Build equity, set roots, and find a space that reflects you. This guide walks you through buying in IN & MI.
There’s more than one way to use your home’s value. Whether you want to lower your monthly payment or access funds for what’s next, we offer flexible options.
We make homeownership accessible for our Indiana and Michigan members with loans designed for first-time buyers.
Start the same secure application used when you’re ready to move forward — with no obligation.
Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.