Elevate Suite
Take control of your finances with practical tools and support to build healthy money habits and stronger credit.
Everyday money tools
Simple banking solutions that help you stay in control of your day to day finances.
Borrow with purpose
Credit and loan options designed to support your goals at fair, competitive rates.
Guidance and growth
Education and personalized support to help you build confidence with your money.
Opportunity Checking
Your next step toward stronger banking. Build consistency, manage money responsibly, and open the door to more account options over time.
- Identity theft alerts and access to nationwide surcharge free ATMs.¹
- $8 monthly fee with eStatements.¹
- After 12 months, you may qualify for a traditional checking account with added benefits.¹
Accelerate Secured Credit Card
Borrow against your Everwise Savings balance and build your credit with consistent, on-time payments.² A simple way to strengthen or rebuild your credit with confidence.
Lift Credit Builder Loan
This loan is designed to help you build or improve your credit while keeping monthly payments affordable and supporting steady savings growth.³
Auto Lending
Reliable transportation matters. Our auto loans for cars, trucks, SUVs, and vans offer competitive rates so you can avoid high cost lending and focus on moving forward.
* Subject to membership eligibility requirements. All credit union programs, rates, terms and conditions may change without notice. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan.
1 Opportunity Checking: $10 monthly account fee may be reduced by $2 if your monthly statement is delivered as an eStatement. Services not available: Bill Pay, Courtesy Pay overdraft protection, Mobile Check or ATM Deposits and external transfers. Everwise members receive free use of AllianceOne and CO-OP ATMs within Indiana. A $2.50 foreign transaction fee applies to AllianceOne and CO-OP ATMs outside of the state.
2 Accelerate Secured Credit Card: Accelerate is a fixed-rate secured credit card. A matching deposit is required and is held in your Everwise Savings account, earning dividends based on your account balance. The minimum balance to earn dividends is $2,500.
3 Lift Credit Builder Loan: A fixed rate, secured term loan. Using the loan amount, the money is placed in your share account and pledged. As payments are made, the pledged amount is reduced. If your payment is late, on the 26th day, the money in your share account will be used to pay off the loan.
Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.