Compare Checking Accounts

Everyday money management can go beyond the ordinary. Choose from these five checking accounts.

You're not a one-size-fits-all type of person, so your checking account shouldn't be, either. You have options with Everwise and we think you'll like what you see.

Accounts
$0 Monthly Fee Option1
Minimum to Open
$25
$25
$25
$0
$25
No Minimum Balance Fee
Contactless Debit Card Type
Platinum
Platinum
Platinum
Platinum
World
0.50% Debit Rebate2
Foreign ATM Fees Waived3
1/month
1/month
2/month
2/month
Loan Discount4
Mortgage Discount5
ID Protect® Services & Cellular Phone Protection
Earns Dividends
.10% Money Market Rate Bump
Learn More Ultimate Checking Learn More Performance Checking Learn More Advantage Checking Learn More Student Rewards Checking Learn More World Checking

$0 Monthly Fee Option1
Minimum to Open
$25
No Minimum Balance Fee
Contactless Debit Card Type
Platinum
0.50% Debit Rebate2
Foreign ATM Fees Waived3
1/month
Loan Discount4
Mortgage Discount5
ID Protect® Services & Cellular Phone Protection
Earns Dividends
.10% Money Market Rate Bump
Learn More Ultimate Checking

$0 Monthly Fee Option1
Minimum to Open
$25
No Minimum Balance Fee
Contactless Debit Card Type
Platinum
0.50% Debit Rebate2
Foreign ATM Fees Waived3
Loan Discount4
Mortgage Discount5
ID Protect® Services & Cellular Phone Protection
Earns Dividends
.10% Money Market Rate Bump
Learn More Performance Checking

$0 Monthly Fee Option1
Minimum to Open
$25
No Minimum Balance Fee
Contactless Debit Card Type
Platinum
0.50% Debit Rebate2
Foreign ATM Fees Waived3
1/month
Loan Discount4
Mortgage Discount5
ID Protect® Services & Cellular Phone Protection
Earns Dividends
.10% Money Market Rate Bump
Learn More Advantage Checking

$0 Monthly Fee Option1
Minimum to Open
$0
No Minimum Balance Fee
Contactless Debit Card Type
Platinum
0.50% Debit Rebate2
Foreign ATM Fees Waived3
2/month
Loan Discount4
Mortgage Discount5
ID Protect® Services & Cellular Phone Protection
Earns Dividends
.10% Money Market Rate Bump
Learn More Student Rewards Checking

$0 Monthly Fee Option1
Minimum to Open
$25
No Minimum Balance Fee
Contactless Debit Card Type
World
0.50% Debit Rebate2
Foreign ATM Fees Waived3
2/month
Loan Discount4
Mortgage Discount5
ID Protect® Services & Cellular Phone Protection
Earns Dividends
.10% Money Market Rate Bump
Learn More World Checking

Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice.

1 Options to Reduce Monthly Account Fee: Student Rewards Checking: A monthly account fee of $2 will be charged each month; however, $2 will be waived if your monthly statement is delivered electronically as eStatement. Performance Checking: A monthly account fee of $2 will be charged each month; however, $2 will be waived if your monthly statement is delivered electronically as eStatement OR if your combined deposit, loan, and Everwise Investment Services balances exceed $2,500 OR have direct deposit, OR you perform 10 transactions in the account. Advantage Checking: A monthly account fee of $7 will be charged each month; however, $2 will be waived if your monthly statement is delivered electronically as an eStatement. World Checking: Account subject to monthly fee of $10; however, $2 will be waived if monthly if account is enrolled in eStatements or $10 will be waived if your combined deposit, loan, and Everwise Investment Services exceed $100,000. Ultimate Checking: A monthly account fee of $10 will be charged. This fee is waived if during the statement cycle you are enrolled in eStatements and complete at least 15 Everwise debit card non-ATM transactions each equaling $5 or more on this account between the 21st day of the prior statement month and the 20th day of the current statement month. If the requirements to avoid the monthly account fee are not met no dividends will be paid.

2 Earn .50% cash back rebate on non-PIN purchases with your Everwise Credit Union Debit Mastercard. Rebate is redeemable once the rebate amount reaches $30 within the calendar year. The maximum rebate per calendar year is $5,000. Eligible purchases do not include ATM transactions or those made using a personal identification number (PIN).

3 Members receive free use of Alliance One and CO-OP ATMs within Indiana. A $2.50 foreign transaction fee applies to Alliance One and CO-OP outside of Indiana.

4 Excludes loans signed at a dealership, real estate secured, lines of credit including credit cards, credit builder and commercial loans and student loans. 

5 Mortgage origination fee discount of $100.

Promotional content related to product page

Our comprehensive step-by-step guide makes it simple to switch your checking account. 

Routing Number | 271291826