Student Rewards Checking

You've hit the age where everyone wants you to be responsible. But what's in it for you? Some extra cash from us.

Our account for teens and college-age adults offers digital banking tools that you'll like, plus rewards for smart money management.

No monthly fee*

It's totally free checking, as long as you're enrolled in eStatements.

ATMs everywhere

Getting access to your cash is easy, even if you're away at college.

State-of-the art app

Tap into your Everwise accounts from anywhere your busy schedule takes you.

This isn't your parents' checking account. It features cutting-edge tech for 24/7 banking, everyday buying power with a cash-back debit card, and pays you a fistful of dollars for learning more about money management and then taking a few simple steps.

Features designed for your generation

  • Students ages 14 to 23 are eligible (If you're under 18, please visit us in a branch to get started!)
  • No monthly fee when you are enrolled in eStatements*
  • Bank your way with online banking, our mobile app, and more
  • Shop online and at millions of locations worldwide with a contactless Platinum Debit Mastercard®

Earn cash rewards

  • $25 when you complete at least six modules in the financial empowerment program through a participating school or independently online
  • $10 your first year if you use the Everwise Mobile App, enroll in online banking, and register for eStatements and Round-Up Savings
  • Plus $10 for each year that you don't overdraw your account

Heading to college?

Whether you're going away to school or staying close to home, Student Rewards Checking is the perfect college companion.

  • Use your Platinum Debit Mastercard anywhere Mastercard is accepted
  • Get cash from more than 700 zero-fee ATMs in Indiana and Michigan (and THOUSANDS of reduced-fee ATMs nationwide)
  • Two foreign ATM fee waived each month ($2.50 each)
  • Bank at more than 5,000 credit unions across the country through the CO-OP Shared Branch network

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Are you a student aged 18 to 23? Open your Student Rewards checking account easily online. 

* Low $2 monthly fee will be waived if you sign up for eStatements.
Primary member must be 14 to 23 years of age to qualify for the Student Rewards Checking Account and receive rewards. If you are under the age of 18, a parent or guardian must be on the membership and account. Only one Student Rewards Checking per membership. All rewards will be deposited into the Student Rewards Checking Account.
$25 Everwise Financial Empowerment Program Reward — Complete at least 6 modules of the program through a participating school or the self-guided programs (Parents & Kids or Solo). Receive a passing score (at least 70%) on each module. Present your Certificate of Completion/Transcript at any Everwise branch (printed or via your mobile device) to receive the one-time reward.

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Routing Number | 271291826