Earn 3% APY* on your checking balance by taking two really simple steps.

Just trade in paper statements for e-Statements and make regular use of your debit card to qualify for one of the more generous dividend offers you'll find anywhere.

Loan discounts

Save 0.25%** on many closed-end loans and $100 on mortgage origination fees.

Fast cash

Withdraw money, check balances, and more at thousands of ATMs nationwide.

24/7 solutions

Use time-saving digital banking tools to manage your money anytime.

Safer than cash and welcomed by merchants everywhere, Everwise debit cards have always been high on the convenience scale. Now the benefits are even bigger. First, you get 0.5%* cash back with every non-PIN purchase. And when you make 15 monthly debit card (non-ATM) transactions of at least $5, you're well on the way to earning sky-high checking dividends. (You'll need to sign up for e-Statements, too.)

Manage your money your way

  • Cash back when you use your Platinum Debit Mastercard®
  • One foreign ATM fee of $2.50 waived each month
  • Manage your accounts with online banking and our mobile app
  • Access your money from more than 700 no-fee ATMs across Indiana and Michigan and 30,000-plus reduced fee ATMs nationwide or visit one of our partner CO-OP shared branches

Promotional content related to product page

Our comprehensive step-by-step guide makes it simple to switch your checking account. 

* APY = Annual Percentage Yield. Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice. 3.00% APY on balances up to $10,000 as of the last dividend declaration. A monthly account fee of $10 will be charged. This fee is waived if during the statement cycle you are enrolled in eStatements and complete at least 15 Everwise debit card non-ATM transactions each equaling $5 or more on this account between the 21st day of the prior statement month and the 20th day of the current statement month. If the requirements to avoid the monthly account fee are not met no dividends will be paid.
** A $100 Mortgage origination fee discount is available, as is a 0.25% loan discount is available on direct, closed-end, consumer loans only (excludes loans signed at a dealership, real estate secured, lines of credit including credit cards, credit builder, student loan and commercial loans).

You may also like

Savings Options

Start putting aside money for a fun vacation, a holiday celebration or anything else that grabs your imagination.

Routing Number | 271291826