Checking Accounts

Why Simply Checking makes sense for students

Why Simply Checking makes sense for students

Student life comes with a lot of firsts.

First jobs, first paychecks, first time managing money, and maybe even the first-time juggling class loads, work schedules, monthly bills, and social events all at once.

It’s all exciting, but it can come with a financial learning curve. That’s where having the right checking account can make all the difference.

Simply Checking from Everwise is designed to help students of all ages manage everyday banking with tools that make banking easy, flexible, and built to fit real life.


Don’t overcomplicate banking

These days, students have enough on their plates. School, work, extracurriculars, and social calendars are stressful enough. Banking should not be lumped into that stress level.

Simply Checking helps students stay connected to their finances with features like:

  • No monthly fee.1 
  • 24/7 banking in the Everwise app.
  • Debit card compatibility on digital wallets.
  • Cash back on debit card purchases.2
  • Early Pay on qualifying paychecks.3

Whether students are catching dinner with friends, checking balances before buying textbooks, or seeing a direct deposit hit their account, having access to money matters.


Small habits can evolve into lifelong skills

Checking accounts may seem like a small factor at first, but often they are the building blocks for healthy financial habits in the future.

For many students, it’s the first time learning how to:

  • Track spending
  • Keep a budget
  • Avoid overdrafts
  • Manage debit card purchases
  • Automate savings

Together, these habits help build confidence over time and help students feel more prepared for the future.


Designed for life on the go

Banking needs to move with students wherever life takes them, whether that’s classes, jobs, events, weekend trips, internships, and everything in between. 

This is one of the main drivers for prioritizing digital access. Managing accounts, transferring money, monitoring transactions, and staying on top of finances can all be done within the Everwise app.

And that type of convenience can make everyday money management feel far less overwhelming.


Support matters too

When students are navigating finances independently for the first time, having simple tools along with support for questions can make the difference between building confidence and feeling stuck.

Financial growth can start with something as simple as understanding how a checking account works and knowing there will always be someone to turn to for help.


Simple starts for whatever comes next

Students inevitably will not have every financial question answered immediately. But having the right tools early on can help make future financial related decisions feel much more manageable.

As students prep for so many firsts, parents and guardians can gain peace of mind knowing that Simply Checking can help create a flexible starting point in a student’s financial life.

Because confidence changes everything, especially as you get started.

1 Account fees:  Simply Checking: No monthly account fee. 

2 Debit Mastercard rebate:  Simply checking earns 0.25% cash back on purchases made with your Everwise Debit Mastercard. Rebates are redeemable once the total reaches $10 within the calendar year, with a maximum of $5,000 per year. ATM transactions and cash advances are not eligible for cash back.

3 Early Pay: Simply Checking accounts may receive certain ACH credit transactions, up to two days prior to the final scheduled settlement date. Early availability is considered provisional credit, is not guaranteed by any specific time of day, and depends on submission by the payor, fraud prevention checks, and account limits. Early Pay is not a guaranteed service.

Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.