Boost High-Yield Details
If you’re ready to supercharge your savings.
Boost High-Yield Savings delivers a powerful 3.00% APY* - that’s 15x the national average.¹
Benefits:
- No balance caps. Earn 3.00% on all balance amounts.
- No monthly fees.
- No minimum balance requirements to earn the top dividend rate.
- Unlimited transfers and withdrawals.
Account Requirements:
- Everwise membership.
- To earn the highest rate, you must have an Everwise checking account in the same membership with monthly electronic deposits of $4,000 or more.
- After the first two months, if the monthly electronic deposit requirement is not met, the dividends on your Boost Savings account for the following month will be 0.00%.
| Balance Required to Earn Dividends | Rate | APY* |
| No minimum | 2.96% | 3.00% |
Membership Eligibility:
- Anyone that lives or works in the Indiana or Michigan counties or townships we serve is eligible for membership. See details below.
- Immediate family member of an existing Everwise Credit Union member. See details below.
Indiana Eligibility:
- All Indiana counties, except Marion County, which goes by township. OR
- Immediate family member is an existing Everwise Credit Union member. Immediate family members are defined as parents, spouse, children, step/adopted/foster children, brothers, sisters, aunts/uncles, nieces/nephews, grandparents, grandchildren, father/mother-in-law, son/daughter-in-law, and brother/sister-in-law.
Michigan Eligibility:
- Live in Berrien and Cass Counties in Michigan. Townships in Oakland & Macomb Counties: Bloomfield, West Bloomfield, Commerce, Clinton, and Macomb townships. OR
- Immediate family member - parent, child, or sibling - who lives in the same household as an existing Everwise Credit Union member. Immediate family members are defined by blood or marriage and include father, mother, son, daughter, brother, sister, or spouse. OR
- Nonfamily member who is a dependent of the member according to tax filings and lives in the same household.
Subject to membership eligibility requirements.
APY = Annual Percentage Yield. Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice. APY accurate as of the last dividend declaration date. Boost Dividend Qualifications: Dividends will be paid monthly on your Boost Savings account balance if you have direct deposits totaling at least $4,000 going into a consumer checking account (excluding HSAs) under the same Everwise membership as the Boost Savings during the prior dividend period. Dividends will be paid automatically for the first two (2) dividend periods starting from the account opening date. After the first two initial dividend periods, dividends will be paid based upon meeting the Boost Dividend Qualifications. If you do not meet the Boost Dividend Qualifications no dividends (0.00%) will be paid.
¹ Based on comparison to national credit union average rates published on 12/27/2024 by the National Credit Union Administration.