Financial guidance
Practical financial guidance to help Michigan and Indiana residents make informed money decisions.
Pay yourself first
Learn how to “pay yourself first” by prioritizing savings in your monthly budget and building consistent financial security.
The basics of savings
The 2026 52-week savings challenge
What is compound interest and how does it work?
Developing healthy financial habits can help you feel more confident, prepared, and in control of your finances.
Learning how debt works and creating a plan can help you take control and move forward with confidence.
Building dedicated emergency savings helps you stay prepared and feel more confident when the unexpected arises.
Personal loans vs. credit cards: Which could help you pay off debt?
Discover which option could better fit your financial goals.
Pay down debt
Learn how to create a plan for paying down your existing debt. Paying down debt isn’t impossible if you strategize!
Should I use a HELOC to pay off credit card debt?
Considering using a HELOC to pay off credit card debt? This guide explains the benefits, risks, and key factors to help you decide if it's the right move.
Create a budget
Take the first step to financial wellness. Learn how to track your spending and how to create a budget.
Plan for retirement
Plan for retirement with actionable steps on setting goals, choosing accounts, maximizing contributions, and investing for a secure financial future.
Make financial wellness a habit
Build lasting financial wellness habits by reviewing goals, adjusting your budget, and automating savings to keep your financial health on track.
Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.